By

Ted Myers

Why choose fiber and for what use?

You may be confused by the many terminologies associated with Very High Speed ​​Internet connections. Today, Options Telecom takes stock of Optical fiber: Why choose an optical fiber? What is best suited to your environment, your activity and your business organization?

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FTTO (Fiber To The Office) dedicated optical fiber, the assurance of a dedicated and guaranteed Very High Speed!

Particularly suitable for businesses, this fiber offers stable connectivity at guaranteed speed, essential for intense and regular activity. Deployed from the connection node to the computer rack, it provides speed for the exclusive use of the eligible company.

Its stable and symmetrical flow favors:

  • Outsourced backups and work on remote servers
  • Remote work (VPN) and video conferencing
  • Downloading and sending large files
  • It comes with a GTR (Recovery Time Guarantee) in the event of a service interruption. This fiber is particularly suited to VoIP and allows voice and data to be shared.
  • Offer your company flexibility, security and quality of service!

FTTH (Fiber To The Home) pooled optical fiber, Very High Speed ​​at a controlled cost!

Recommended for professionals who need Very High Speed ​​on a low budget, this fiber is suitable for connectivity needs that are not critical and that do not seek a guaranteed speed or recovery time.

The deployment of this fiber is carried out from the connection node to the central point: the eligibility address.

The flow is thus shared between all the subscribers of the tree, allowing them:

  • Intense browsing on the net
  • Mail retrieval
  • Downloading heavy files

Choose the compromise adapted to your activity with unifi 800mbps !

Your regional partner, Options Telecom, will advise you in choosing the most suitable installation by carrying out a precise diagnosis of your uses.

With the ambition to always satisfy you, our dedicated customer service is committed to being your single point of contact, guaranteeing you tailor-made support and responsiveness.…

Some Of The Most Poisonous Aquatic Creatures

Considering that humans have only discovered 5 per cent of the Earth’s waters, it comes as no surprise that a lot of people still do not know some of the deadliest aquatic creatures. This is important to note if you are someone who likes to scuba dive or work in marine services Malaysia. Thus, here are some of the deadliest sea creatures around:

Box Jellyfish

Sea wasps are another name for box jellies. Their multiple tentacles contain venom that stuns and kills their victims almost instantaneously. Heart failure can result upon being stung by one of these tentacles. After being stung by box jellies, the majority of victims go into shock and drown. In the rare case that a person stung by a box jelly survives, the venom’s pain can linger for weeks, and areas of the body that come into contact with the tentacles will scar badly. 

Stonefish

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Stonefish can be found in the Indo-Pacific region’s coastal reefs. They are among the most venomous organisms we’ve encountered. They are well-hidden fish, thanks to their coral or stone-like appearance, that emit potent neurotoxins from the base of their dorsal fin spine. This poisonous spine isn’t a hunting weapon, but rather a protection strategy against predation. When threatened, they will sting. Once stung, heart failure, paralysis, and tissue death can all be caused by their venom. If left untreated, it can potentially kill an adult in less than an hour. Stonefish are more likely to be found around rocks, seafloors, and coral reefs, so keep an eye out for them.

If you like this article, check out our other article about movies and TV shows to watch during lockdown.

Blue-Ringed Octopus

Don’t be fooled by the beauty of a blue-ringed octopus. The blue-ringed octopus is mainly found in the shallows of Australia and Japan in the Pacific. Crab and shrimp make up the majority of their food. The blue-ringed octopus has a dangerous bite despite its size. Its stunning display of colour, like that of other venomous and dangerous water species, is a warning message to keep away instead of inviting you to stay and chat. Similar to any bright-coloured frog, their beautiful colours are a warning. When attacked or disturbed, it releases tetrodotoxin, a type of neurotoxin, through its salivary glands, which is found in its venom. This venom is 1,000 times stronger than cyanide and may kill up to 26 adults in minutes. The blue-ringed octopus is one of the most deadly sea creatures known to man because there is currently no antivenom for its venom.

Portuguese Man o’ War

Because of their resemblance to 18th-century Portuguese warships, man-of-wars were given that name. The lengthy tentacles of this siphonophore, which extend up to 165 feet below the surface, are the second organism in this siphonophore. The venom-filled nematocysts on these tendrils entangle fish and tiny invertebrates, paralysing and killing them for food. Man-of-war stings are rarely lethal to humans, but they can be extremely painful. The Portuguese man-of-war is a poisonous predator that is frequently observed floating or washing up on beaches. It’s sometimes mistaken for a jellyfish, but it’s actually a siphonophore, which is an animal made up of a colony of organisms that work together.…

Let’s Calculate The Price Of A Light Steel Roof

Currently, the use of lightweight steel roofing materials in our houses is increasingly in demand by many people. The use of wood materials for roofs has recently begun to be abandoned and chooses lightweight steel materials to make the roof frame. Cheap lightweight steel materials make the price of lightweight steel roofs themselves quite cheap compared to other materials.

Mild steel material is made of carbon and iron (carbon steel) and is thinner and lighter than conventional steel. Even though it is light, mild steel is so sturdy when it is assembled the durability of mild steel is so strong because it doesn’t rust easily even during extreme weather. It is inversely proportional to wood material which, although strong and much more robust, is easily brittle so it is less durable.

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The Beginning Of The Light Steel Roof

Initially, steel was discovered by Europeans who tried to use iron as a base material to make other metals. The iron will be smelted and given a mixture of other metals which will produce steel. 

Overview of Lightweight Steel Roofs

Before using mild steel as the main material, the main thing that must be considered is to discuss it with a professional. They will design and present the picture in two or three dimensions and consider all the expenses and purchases of other materials in installing the bumbung besi.

Mild steel has an average thickness of 0.3 mm to 0.4 mm so that it is much easier to work on the roof frame. Usually, the thickness of the mild steel roof truss ranges from 0.45 to 100 mm. Column thicknesses are usually larger, ranging from 1 to 2 mm. It must have a thickness of 0.2 mm for metal tile because the load borne by the truss of the light steel roof is lighter than the lightweight steel frame on the column.…

TV Shows And Movies To Watch During The Lockdown

We are all trying our best to stay at home, occupying ourselves so we do not need to or feel the urge to go out. But the thing is, there’s only so much we can do at home when we’ve been cooped for a while. Some people have picked up new hobbies like cookie, painting or crocheting. Some other people learnt how to make money while staying at home like being small business owners and selling stuff online. Nonetheless, it will get boring or too repetitive. Thus, we need other ways to distract ourselves while we fight the urge to go out and risk another outbreak.

For instance, you could try spring cleaning your whole house bit by bit. You could also try crafting things out of clay or resin which has become quite popular nowadays. Point is, you have to stay at home unless it’s for necessities or emergencies. Especially when you live in a place like Banting. Even though Banting is a great town in Selangor, Malaysia, you could easily run out of things to do. One of the best things you can do at home over a long period of time is binging TV shows or movies to distract yourself. If you don’t know which ones to watch, here are a few good ones:

Rick And Morty

Who says cartoons are not for adults? Rick and Morty is an animated TV show that revolves around the crazy adventures of Morty and his grandfather, Rick. Their clashing personalities and quirky relationship make it enjoyable for people to watch. But this show does include a lot of gory scenes or sometimes have more adult-type content so make sure anyone watching with you is above the age of 18. It has family-type qualities but it’s not really an all-age suitable show. Nonetheless, the journeys that Rick and Morty bring you on are worth watching.

Euphoria

euphoria season2 - TV Shows And Movies To Watch During The Lockdown

Euphoria is a short TV series and it has some heavy content. What I mean by heavy content is that they portray mental illnesses, drug abuse, toxic personalities and every other struggle a teenager would go through, thus, it can be a little heavy for some people. But that’s what makes it good. They did what other TV shows are sort of afraid to do and they did it pretty well. Their aesthetics, cinematography and their soundtrack are all amazing and complement each other, contributing to how good of a show it is. Disclaimer, you will cry. 

About Time

About Time is an amazing and magical movie. Mainly a romance movie with a hint of fantasy. It seems like a normal coming of age movie at first but it’s also a movie about time-travelling. However, the whole movie does not centre around that, rather, it has a deeper meaning. It’s true how people say that beauty is in the eye of the beholder but I’m sure you’d see that this movie is more than just a magical romance movie. Disclaimer for this one too, you will cry.

Master of Accounting: Everything a Professional Should Know

The universities of Widad offer different approaches to the Master of Accounting. Which means that you can choose between different study programs, with different curricula, according to the one that best suits your interests. These are the main ones:

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Master in Accounting and Auditing

The master’s degree in Accounting and Auditing prepares accountants to carry out the collection and verification of a company’s accounting information, that is, an audit. Either within the organization where you work, or as an independent auditor.

Its curriculum usually lasts from 12 to 24 months, so they can be organized in academic semesters. Some of the subjects that must be taken in the different universities are:

  • Accounting systems and methods
  • Financial Audit
  • Fraud prevention and detection
  • Operational Audit
  • Audit Legislation
  • Master in Tax Accounting

It is a study program that provides practical and theoretical knowledge in accounting and tax management. This allows graduates to advise on the tax regulations and current procedures of the Peruvian State, to ensure that they carry out a management where sanctions to the company are prevented.

It is a master’s degree that can last from 12 to 24 months, depending on the university. However, all use the semi-annual modality. 

The subjects you should know are:

  • Tax and Financial Law
  • Tax Audit
  • Tributary Code
  • Indirect Tax Management
  • Customs legislation

Job opportunities

There are many job opportunities for people who have a master’s degree in accounting and culinary courses in Malaysia. Being into the profession of an auditor use to be one of the most widespread. This is the place you will analyze the financial statements of numerous companies over time. This is a great way to learn about the general way that businesses operate, especially on how to be qualified as a business owner. Finally, tax experts can always get jobs helping individuals or businesses with their tax strategies for the upcoming year or current year.

Accounting Degree

Some degrees are difficult to achieve in any school, but a degree from a top accounting graduate school can be especially challenging. Accounting is a broad subject that requires students to learn a variety of different topics in business. Not only do students learn about taxes, but they also learn how to read financial statements. This is amongst the most significant skills in business. Many people are excited about the changes that are taking place in the economy. 

Prepare for your Future

Irrespective of the master’s degree in accounting you follow, it’s significant ensuring that the degree you earn use to be relevant to your career aspirations. Depending on the career opportunities you are pursuing and the nature of your job, you may also need to obtain certifications or licenses, so you should consider the entire Widad University program that is designed to help you prepare for such exams and future experiences.

Hotel Or Airbnb – Which Wins

The most convenient way to settle down in accommodation during outbound is by booking a hotel room and hardly apart from that choice. The demands of Airbnb or simply put, homestays have been skyrocketing ever since them being a trend amongst tourists. By hook or by crook, their demands have significantly surpassed that of hotels. 

Hotel Airbnb - Hotel Or Airbnb - Which Wins

Why Choose Airbnb 

You Get To Make The Most Out Of Your Vacation With The Amount Of Facilities Incorporated

While you can experience just as adequately staying in a luxurious hotel, it is mentioned by regulars of Airbnb whereby staying in one during your vacation opens up more opportunity for a wholesome experience. Facilities of a certified Airbnb including but not limited to an adequately equipped kitchen, Netflix-subscribed television, a washing machine, bedrooms; basically, an entire unit that resembles a home. Imagine traveling to Europe and the chance to spend your time there as though you are staying in your own house. How wholesome is that? 

The opportunity to do so in hotels can be pretty restrictive due to its very nature; there might be a fridge for you to store your drinks in, yet you cannot find any kitchen equipment to prepare your own food with. Subsequently, you are forced to dine out which results in an increase in spendings. 

Voyage-Friendly

In addition to that, suppose you are going on an extended trip to Bandar Botanic/Bukit Tinggi, perhaps up to a few weeks or close to a month, Airbnb is your knight in shining armor in this precise case. You do not wish to spend your entire time doing your laundry and having your meals fixed outside, which if prolonged, can cost you an arm and a leg. Or if you frequent Bandar Botanic/Bukit Tinggi regularly for work reasons, you may want to consider purchasing a unit nearby. 

Spacious 

Other than that, Airbnb is comparatively spacious at least compared to a confined hotel room. If you are traveling with your entire family, rather than booking separate rooms for everyone, consider residing in an Airbnb where everyone gets to spend time together as a family at a place you can call a temporary home. Plus, the costs of both options are almost similar. So, you decide which one is better. 

Bottom Line 

Planning for a vacation can be pretty exhausting especially when you are obliged to take into account all the little details which if neglected, can leave a huge impact on the trip in general. With that being said, staying in hotels comes with its own benefits as well, thus leaving you with options to choose between two. If you are on a voyage, you might as well just go for an Airbnb to utilize the available facilities.…

How To Be Qualified As A Business Owner

In light of the pandemic where the unemployment rate is prominently on the rise, many have since taken the risk to initiate a business to ensure income consistency. With that being said, not everyone is bestowed with the right set of attributes upon birth to be qualified as a business owner. Though being financially capable is one major criterion, there exist several other more important attributes one must have to ensure the longevity of their venture. This brings light to the phenomenon where many businesses fall before they even manage to reach their prime. Suppose you are looking forward to pursuing your genuine passion by starting your very first venture, here are some attributes preferably for you to be equipped with, otherwise, you may want to start mastering them for the better. 

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Passion

Starting a business for monetary gains and doing so because you are truly fond of it are two different endeavors. While generating profit is fairly significant in justifying your business’ growth, it is also crucial for you to enjoy this very undertaking. Suppose the outcome is the only thing you put concentration on, the process will turn out as dull and mundane. Bear in mind that results are not visible in the beginning stage of your business because this is the time to which your revenue is covering the expenses you spent amidst startup. Passion makes a journey much more enjoyable. To put this into perspective, a business owner who has little to no passion for the food and beverages industry might find his or her journey to be rather hectic and dull; and those with extreme fondness on the other hand will find themselves enjoying it. 

Responsible

Qualified business owners must be responsible when it comes to handling every aspect of their ventures, from human resources to customer services. In addition to that, rather than cramping employees up with tons of assignments, business owners should provide their employees with guidance on how to complete certain tasks. While employees are obliged to put in their utmost effort to contribute to the growth of your business, it is crucial that you show them that you care for your own business while letting them assist you in everyday tasks. Many situations revolve around how irresponsible and careless some business owners are in dealing with their business. These employers hold a very bad habit of leaving their ventures to the hands of employees, and they themselves will hardly clock into work anticipating their employees to get everything done without their very supervision. Do not be such an employer because this will drive away employees, making them think you put little to zero care in your own business, so do not expect them to care for you as well. If there are cracks in your office’s glass wall, approach glass partition malaysia today to get it solved before it starts taking a toll on your employees’ stake. …

Choose The Best Dutamas Apartment For Rent Now

Living in a Kuala Lumpur city center is still something they would rather not do for some. People often think of somewhat dilapidated houses in drab neighborhoods. That was often true in the past, but nowadays there are numerous cities that are making efforts to make the city center an attractive place to live.

Taxation

Investing in real estate does not only mean making the right choice in terms of location, but also in terms of taxation. If you do it right, you can optimize your tax portfolio. For the Dutamas apartment for rent in Kuala Lumpur, you can have the best choices now.

This goes as follows:

If you buy a second home worth 250,000 euros, you pay about 500 euros with property tax annually. In addition, you will be taxed in your personal income tax on the property income. This is the tax on the cadastral income (KI) of your real estate.

Let us assume that the KI amounts to 1000 euros, is indexed annually (1.7491 the assessment year 2018), and increased (x1.4). In that case, the taxable amount is rounded off $ 2500, which is taxed in the personal income tax at the highest rate. For most of us that are 50%. So you pay $ 1,250 more in taxes per year.

On the other hand, you can deduct an interest payment from that taxable income. By way of illustration: if you borrow 125,000 euros at an interest rate of 2%, you pay $ 2500 in interest. You can deduct that amount from your taxable amount. That is therefore $ 2500 – $ 2500. You neutralize the tax consequences of your investment. However, it is not easy to arrive at the right amount to borrow. So let yourself be guided by a bank adviser.

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Conclusion

Investing in real estate becomes a lot easier with these tips. Before you start investing in real estate, it is important that you determine what your goals are. If you decide to rent out your purchase, the Dutamas house for sale, you should take several things into account. With a sale with added value, you get the greatest return from the Dutamas Property. Whatever you do, everything depends on its location. That is the most important factor for successful real estate investment.

The answer is simple: the center

Thanks to its central location, you have a bakery nearby, there are close to schools and you have regular public transport nearby. These are factors that are important to both you and a future tenant. Can’t find a centrally located property in which to invest? Then look for a building near an approach road or an important thoroughfare.

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Top 5 Things To Do In Malaysia

Travelling is good for the soul. When you travel around the globe, you will be able to meet and find a lot of people from different places and backgrounds. When you get to see how they conduct their lives on a daily basis, you can get more inspiration from the differences you and they have. Also, the world is just too amazing for you to just sit at your home country and do the same thing over and over again. Travelling opens your eyes and feeds the souls. There are so many places that are worth experiencing across the country. Travelling can be even more fun when you have someone who is a kindred spirit going together. Getting to share the phenomenal occurrences in different countries is a beautiful memory. While travelling to European countries can somehow cost you a fortune, you should flip the map and find Malaysia. With an affordable travel package, you can experience the best moments of your life here. Here are top 5 things you should definitely go with your loved ones once you land in Malaysia. 

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Penang Food

Located in the northwest coast of Malaysian Peninsular, Penang is divided into two; Penang Island and Seberang Perai. When you want to commute between these two places, you will be presented with a huge and iconic Penang bridge that oversees the whole fantastic Penang scenery. Penang, apart from its historical buildings, the influence of cultural richness can be seen at their various types of food. One of the best foods you should definitely try in Penang is Nasi Kandar. There are so many stalls and restaurants that sell Nasi Kandar and most of the time, all of them taste the bomb. The other food you should give it a try are the Cendol, Char Kway Teow, Pasembur and many more.

Sabah Islands

Sabah is a state where almost every place is a tourist attraction. Sabah is known to be called as ‘Land Below The Wind’ due to its state that has never undergone any typhoons. Sabah has a lot of naturally conserved islands. From Semporna, Sipadan, Layang-layang, Mabul and many other hotspots for scuba diving are at Borneo. These islands have the best sunset view that you surely do not want to miss out. The underwater world is impressive due to the security, close inspection and conservation of their islands. You can enjoy scuba diving freely with the fish at Sabah by purchasing the pass at diving packages malaysia

Melaka Histories

Melaka is infamous for its colonial buildings that they have carefully preserved over the years. When you step into this state, you will feel as if you are taken to time travel to the olden days. That is how the original Melaka city feels like. The apparent past time during Dutch colonial era is seen in the church buildings and the Stadthuys neighborhood that catches everyone’s attention when they are there. Originally painted in white, the building then was transformed to red by the mid-19th century. 

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Buy all your fresh fruit online at the OnGrocer Vegetables Malaysia

Maintaining a healthy diet containing lots of fresh fruits and vegetables can be difficult in today’s fast-paced world. After a long day at the office, it can be easy to indulge in taking out or quick meals rather than heading to the grocery store for healthy fruits and vegetables. As everyone knows, these fruits and vegetables are essential for long-term health and fitness. If your busy schedule makes grocery shopping difficult, try vegetable same-day delivery Kuala Lumpur service. 

When you shop for fruit online at https://www.ongrocer.com.my/b-vegetable, you get the healthy choices your family needs from the comfort of your own home. OnGrocer Vegetables Malaysia also offers its fruits online at the same low daily prices you would expect for all of our products. Everyone knows the frustration of taking a trip to the supermarket just to find that the only item you need is out of stock. When you shop for fruit onlineOnGrocer, you can see exactly what’s in stock without leaving home.

Incorporate fresh fruit into your next drink or meal

With OnGrocer, you can search for fruits by name or sort them by categories, such as apples, berries, citrus fruits, pears, grapes, and melons. Shopping for fruit online is a great way to stock up on easy home snacks and fuel up on the go. Try apple slices with peanut butter and a hint of cinnamon for a quick and tasty dinner or bring a sandwich bag with a bunch of grapes to work and forget about your afternoon visit to the vending machine. Tropical fruits, like mango, papaya, and guava, are also a light and refreshing dessert topped with yogurt or a whipped topping.

Order in line. Choose the Pickup option at checkout

If you plan to maintain a healthy and balanced diet, keeping your kitchen stocked with fresh fruits and vegetables is essential. From pineapples to butternut squash, OnGrocer makes it easy to find all the fruits and vegetables you need without wasting a moment of the day. Just choose the items you need, add them to your virtual shopping cart and proceed to checkout. You have the option of picking up your items at the online vegetables Malaysia store of your choice or having them delivered directly to your home. 

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Why you need to turn off your social media

Today we are in the era of social media 3.0. This is the age of social media for content-addicted youth. While we used to use social media as a means to talk to one another, today’s social media is used for crazy five minutes of fame, meme cycles, and sharing gifs, generating passive income and the home to the best social media and marketing services in KL. Social media provides immense opportunities to thrive when used right. While one part of social media is heartwarming and wholesome, we are only a step away from being consumed into the dark, negative side effects of being over-exposed to content. 

Social media add - Why you need to turn off your social media

 In today’s world, it seems to be impossible to stay unplugged from social media. But to stay unplugged is a much-needed vacation for most of us. Let me remind you of the negative side effects of using social media for prolonged periods of time and the importance of staying unplugged. 

FOMO: Fear Of Missing Out 

Welcome to FOMO, a newly developed term as a result of the frenzy that is social media. Much of today Gen Z and Gen Y suffer from this phenomenon. Especially Gen Z who was born into the world of social media finds it exceptionally hard to tear themself away from social media as they fear being left out and missing out on new trends. This phenomenon pulls us constantly into the usage of social media with no proper escape. 

Increased Number Of Mental Illness Associated With Social Media Use 

Over the years major studies have shown a great correlation between depression, anxiety, and social media use. The suicide rate of the youth also has increased with the progression of social media. While it is important to note that these figures were merely correlated, they certainly do not indicate causation. However, the conclusion of social media playing a role in depression and anxiety is far from the truth. A study conducted by the University of Pennsylvania showed that social media use increases the feeling of isolation and loneliness. Being plugged into social media does not cause us to ease our loneliness but rather it causes a deprivation of emotional needs being met. The effect of loneliness, isolation, and anxiety caused by social media can all lead to symptoms of depression in the individual. 

Detrimental To Self Esteem And Confidence

Social media constantly glamorizes simple everyday lives. We live to see the glamorous houses, jobs, and relationships of other people. This increases the opportunities for a person to feel more insecure about their own situation despite having a content life. The feeling of inadequacies increases as people continue to compare themselves to one another based on social media life. 

Increased Cybercriminal Activity 

The increased use of social media also means an increased number of crimes on social media. Cybercrimes include sexual harassment, cyberbullying, and cyberstalking. All of these activities have major detrimental effects on individual wellbeing. The increase in Cyber Crimes has also made people incredibly insensitive towards the crimes as well. When we see negative comments, we tend to ignore them as we are constantly bombarded by them.  Negative comments and death threats that can be considered cyberbullying is being considered normal and a part of social media. Whether it is normal or not, it can be extremely damaging to the individual at the receiving end of the attacks and bullying.  

We all understand that social media is far from reality. However, despite the fabrication, we are still profoundly impacted by social media use. The purpose of an unplugged period from social media is to make sure we take care of ourselves and continuously check in with our emotions. It is important to take these breaks often and go back to the reality of the world. Social media is only meant to be a healthy distraction, not an addictive disease. 
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How To Save And Invest When Making 48K A Year

Are you a median income earner? You are probably what the Japanese call a salaryman. It means you work for your salary. It’s not wrong to do that but many believe that if you work as an employee, you can’t build wealth. That’s not exactly the truth. When you earn 48k a year, you’ll have a tough time enough building wealth but with a disciplined lifestyle and a strict budget, you can do it and if you’re planning on getting married and have a family, this plan is still applicable and you should be able to build your personal wealth while building you life.

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First of all you need to find a cheap place to stay. If you’re working in a bustling city area, we’ll advise you to look for a place where you can share your space with other people. Even better, if you can rent the home and give out the rooms and charge people more. This way you can get them to cover your portion of the rent. If you earn 4k a month, you can simply use around 500-600 for your portion of the rent and utilities. You should spend around RM 200-300 a month on your food and maybe an extra 100-200 on your transportation. If you’re living in the city, you should skip on leasing a car or even getting one. Public transportation will get you anywhere.

Next, you can even invest your money in a forex platform Malaysia . Money invested here will never lose value if you know how to invest. You can also set aside around 1300 for your investment and savings. 1000 for investments is a great place to be at and it will allow you to have some stability financially. By investing it might put you higher on the tax bracket. To avoid getting taxed more, you can contribute more to your EPF and even make a private retirement fund in any foundations. This would allow you to reap the benefits of your earnings when you’re older. You can also invest your money in mutual funds to get 8-10 percent returns each year. Imagine if you invested 1000 every month, you’ll have 12,000 in that year. A 10% return would mean you will get 1200 a year by just putting your money in mutual funds.

There is also a high probability that you will increase your income when you go older and climb up the ranks. If you plan on having a family, you should set some money aside early on for your potential expenses. If you’re buying a home, get a loan from an Islamic bank for low rates. You can also pay a bigger down payment and avoid paying more for the interests. If you’re thinking about having a child or two, think about the potential costs and how you can reduce your costs. You can buy neutral clothing so that both of you children can wear them as children outgrow their clothing very quickly. Children’s clothing is also very expensive so you can actually cut costs with this idea.

Now that we’ve shared some ways how you can maximise your 48k a year income. It might not be easy with inflation and all but you could take the advantage of the market while its still low. We hope you make it big with these tips and tricks.

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Good Morning Habits For Everyone


Our actions have consequences. 

Small changes in life can have the biggest impact on our performance, efficiency, and productivity. The effort we put into manifesting a good routine is visible in our successful work and efficiency throughout the day. We glow differently when we have our priorities in order. Prioritizing your colleague’s well-being and spending time together until 3 AM in the morning, does not point to a productive morning. 

What differentiates the successful MLM software Malaysia owner from a lazy employee is their habits. So what are some effective habits that must be implemented in a successful person’s daily morning routine? 

Good morning habits can a long way in your life. It will lead to a better version of yourself, that you wish you had uncovered earlier. 

But better late than never! Start with these well-researched habits to start up your morning. 

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  • Waking Up Early 

Early does not mean you wake up after three hours of sleep after a late night. Early mornings are beneficial when you follow a consistent routine of sleeping and waking up at the same time every day. Having a regular sleeping pattern and being an early riser will change your entire life.

Being an early riser means you get more done in the day than any other person. (Ask an Asian mom who is up as early as 6 AM) You are more organized and you can get your things done in an orderly manner.  You can even schedule a time to squeeze in a relaxing time period of Netflix when you learn to wake up early. 

In addition to waking up being early, getting your regular and consistent amount of sleep also means a lot for your health and efficiency. Research suggests that people who get a sufficient and regular amount of sleep are more focused, sharp, and much more productive in the morning. An improved performance quality will incredibly step up both your studies and your work.

  • Exercise As The First Thing In The Morning 

Some love exercise. Some incredibly dread it. But exercising early in the morning can be done in any form. A five-minute walk around your neighborhood is also good enough for some light activity. Maybe an active dance session as the first thing in the morning will get your heart and blood pumped and ready for the busy day ahead. 

  • A Hearty Breakfast Every Morning

Breakfast is crucial. 

There is no way around a good hearty breakfast. People who have breakfast are more likely to be active and ready for a busy day. Having breakfast affects your performance, your cognitive functions, and even your weight maintenance, gain or loss journey. 

Also, who said breakfast has to be boring? Get an array of breakfast options stocked up in your pantry. Get your favorite pancake mix or fruit selection to go with the high fibrous oatmeal. Maybe even invest in stocking your entire pantry with the best honey glazed cereal and choco puffs and milk. If you are in a hurry replace your breakfast with a protein-filled smoothie with your favorite berries. A favorite for many is mixing blueberries and bananas along with some mangoes to make a delicious smoothie. Add a dash of protein scoop of peanut butter to fill you up until Lunch!

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Why It Took You a Lot of Time Disposing Your Property

Do you need to move because of work for good and this is why you are not looking for a place to rent or buy once your place will be sold? Well, if you are about to settle in Malaysia, you are in for a luck as there are so many options when it comes to what you are looking for. In fact, some of the most recommended are the house for rent segambut, Puchong Utama house for sale, Puchong new condo and still a lot more. You should check on them right away as somebody might beat you to it!

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Are you wondering why it took you a long time to sell your property? It could be because of the following reasons:

  • It could be that in your subconscious, you are not really ready to part with your home since it means parting with the memories as well. Maybe you really did not list your property, or you don’t check your mails. It could be that when your phone rings, you don’t pick right away. 
  • Maybe you show your property to some interested buyers with all your cluttered things. You see, if you want to sell your home, you should make sure the property is in its best picture and there are no clutters. You should start packing your things so they cannot get in the way of prospective buyers. 
  • Your place is a mess. As mentioned above, if you want buyers to love your home, you should help them do that. It should be in the best condition and most of all, it should be perfectly clean. Yes, perfectly clean and since this is quite important, you can hire professional cleaners if you think you can’t do it. 
  • You made sure that you will be during the showing. You might think that it is for the benefit of the buyer, but that is not the case really. You will just make them uncomfortable since they will be digging everywhere. They will want to open cabinets and other areas and they will feel like they are being rude if you are there, being you own what they are about to check. So, it would be better if you won’t be there. 
  • The thing when you are selling a property is you will try to ensure that it will appeal to the buyers. Thus, if they are about to check out your home, you have to make sure that the windows are open so the sunlight can come in and can add to the plus points of the property. This will illuminate your place in a natural way, which is what most homebuyers prefer to save energy. 

Yes, while it is normal to not easily sell the property at some point, but if you think you are having a hard time compared to the others, you should start thinking that maybe, there is something you have not done or you have overdone things. 

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Ways To Market Your Business

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Nowadays, many business owners have started to take a lot of initiatives to market their business. It is very important for them to keep up with the trends and make sure their business is getting enough attention, especially during this global pandemic. Other than running their business, successful business owners, especially the entrepreneurs will create a class or seminar sharing ways they have done to help their business, and with that sharing information, they can also receive a lot more payments. Well, in fact, the ways they share are the only typical ways you can find here and can be done on your own with good strategies and strong determinations. 

One of the first ways to market your business is by hiring the right people to create a website for your business. The website was like the earliest way of doing digital marketing and it never stopped existing, and also still relevant until now. Many successful businesses would have websites for their business on products or even services to make sure people are aware of their businesses’ existence. There are many website developers you can find around Malaysia, including website design company Penang that also offers the best service as well that can create traffic and attract more customers to your business. 

Besides that, you can also get social media developer for your company. Social media is what everyone nowadays. You can get the latest trends, latest news, viral videos, inspirations, and etc. Thus, with your business being on social media, is like being of the top food markets surrounded by hungry people. With the right engagement, your company profile can be seen on Instagram explore by anyone. Not to forget, if your products or services have the right thing on what people need or want, they will directly go to your company profile, and before you know it, engagement happens. 

Last but not least, you might want to consider the traditional methods of marketing. The reason why people no longer use traditional methods of marketing because it is a bit pricey and you can only advertise in certain local areas depending on how much money you are willing to spend, of course. The traditional methods of marketing include magazine publishing or newspapers. There are also flyers where you would randomly hand over to people. Other than that, you can always try advertising on television. For example, a short advertisement between shows. 

In conclusion, there are definitely many ways that you can think more about ways to market your business. Depending on your target market as well, these platforms require a lot of strategy planning and considerations. You do not want to spend your money just for nothing and not knowing why your strategies did not work. You have to make sure you are smart enough or you can also hire an advisor for your company or you can also ask your accounting people because all the expenses will be handled by them. Therefore I think they can give their best opinions regarding this by knowing how to invest. 

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Getting Married Affordably

Getting married is expected to cost a lot of money these days. In fact, this is the reason why most couples would rather delay their vows until such time when they already have enough to hold a grand wedding. 

However if you really want to get married, you still do can with careful planning as there are malay wedding packages that you can avail (find out more on malay wedding packages here). Of course, you can still use a good amount of money but with strategic planning, you might be able to cut down the cost. 

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How to plan for a marriage on budget

Wedding Venue

Most of the time, the wedding venue will take a lot of your wedding budget. However, if you will choose not to do your vows on a Saturday and choose a venue outside the city limits, you might be able to find a facility with lesser rent. All you need to do is just to be resourceful and creative. There are always other cheaper alternatives that maybe you are not just aware of. 

Food and Drinks

One of the most effective ways to cut down the cost of foods and drinks is to provide your own. You can ask your close friends and relatives to help in the preparations. As much as possible, you should avoid in overextending yourself with the complex fare. 

If by chance providing your own is not applicable in your situation, you can choose to have heavy appetizers instead of sit-down meals. This will also do the trick. 

Another thing, you can look for a venue that will allow you to bring drinks such as wine and beer. 

Wedding Documentation

Of course, you should not skip this part as wedding immortalization is already a constant part of the event. However, you need not choose a well-known photographer in your area as for sure, you will be charged heavily. Instead, you can hire a newbie or maybe, one who is only a sideline photographer. You can also ask a relative to help you do this as today, photography is not as hard to do like before as there are so many tutorials online. One can easily do this if they have the hardware. 

Background Music

Hiring a band or a professional singer can be really expensive. This is why if you know a friend or a relative that can do this job flawlessly, you can ask him instead. In fact, there are those who will be willing to do this as their gift instead!

Wedding Decoration

If you will not watch out, this can easily bring you out of your budget. However, there are also a lot of ways to save on this. All you need is to be resourceful and creative as for sure, you can still make your venue elegant with more affordable resources. 

It is all about planning meticulously. Your wedding does not have to be shabby just because you are on a budget. You can plan strategically and can still have a grand one. Anyway, the important thing is you will enjoy your big day!

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Common Mistakes In Game Development

Game is one of the leading entertainments that the current generation enjoys. Youngsters now are really interested in games, no matter if it’s old or new, and many game developers use this as an advantage to develop more exciting games. With technology advancement, games can be played in various ways. Game console is the most popular out of all because it is compact and convenient. A lot of people have video game consoles in their homes, it is a way to pass time with your family. You can also play games on your mobile phone nowadays and even on your laptop. Game developers have expanded the world of games where before, we thought certain games were impossible but combined with today’s technology and developers’ innovation, all of that is possible now. However, game developing is not an easy feat. People tend to make mistakes; especially amateur developers and this article would list three common mistakes done by these amateur developers. 

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1 – Exclude public’s opinion

First, when you develop a game, you would need active audiences that would try out your game. Then, you would need to gather as much feedback as possible from those active audiences because it will help you tremendously in improving some features in your game. Having a clear target audience, knowing the popular trends and researching about the targeted audience’s likes and dislikes will help you make a better decision on the path of your game. It is most important that you enjoy the game you are creating because if the developer is not enjoying the game, how can the audience? Through your audience’s opinion, you can improve your game even better and your work will flourish.  

2 – Code misconduct

It is essential for game developers to manage their code from the very beginning of the project. Writing neat and specific code will help further into the project. The common mistake is that game developers would write one big codebase that is filled with numerous classes but eventually they will have to perform hotfixes later with the threat of destroying all of the code in the game. The better solution is to simply write individual scripts that function on different areas of the game. This is so that if you would need to make changes in the future, it would not affect other games areas. Additionally, game developers should familiarize themselves with source control. It is the act of backing up and handling all code that they are using in the code. Through this method, you can keep track of the stages of your game development. 

3 – Dearth in planning 

It is true that a few game developers improvise some of the small parts while developing games and that is considered common in small projects. However, when you go into a big project of developing a game, it is much better to have a clear planning of how the process should go. By having a plan from the start, you can manage the scope and the progress of that game development. It will show you the big picture of it and if needed you can let go of some or add some later, well into the development process. Without planning, it would be chaotic, and you will lose some ideas along the way.

These mistakes are quite common, but you should not give up because these are fixable mistakes. Perseverance is the key to develop amazing games and you would need to keep believing in yourself until the end. Being a game developer in Malaysia is not easy but it is not impossible. 

If you’re interested in reading more about types of scuba diving, click here.…

House prices skyrocketing around the world

House prices around the world has increased compared to the olden days, in the 20th century. Some countries even more than others. Places like Munich, Singapore and Hong Kong has some of the most expensive housing markets across the world and not only are they expensive, they are very small as well because they have to compensate for the lack of land available in the country which is the reason why many of the houses are high-rise apartments. Nowadays more and more people are unable to afford to buy a house because despite the increase in house pricing, the wages or salary of the people stays the same. Eventually less and less people would be able to afford a house and they would have to settle on renting for their whole life. Even in Malaysia, house prices are definitely increasing. It is evident at places like Bandar Utama, Ampang Hilir and Mont Kiara, Mutiara Damansara where even a studio apartment can cause up to RM600,000. It is really hard for an average working class to afford the house with that price and surely people would want to buy a bigger place than just a studio apartment. Here are three reasons as to why houses cost so much nowadays:

1 – Population 

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Compared to the time before, the population across the world are increasing steadily. With the advanced medical discovery and supplies, the mortality rate is decreasing and more people are procreating. As more people are producing offspring and lesser people are dying, it is inevitable that the population would increase as time passes. People are also more aware of health now and the way to take care of your body to maintain healthy lifestyle. As the knowledge on diseases expands, doctors would be more informed on the details about particular diseases and how to treat them. People would get the necessary treatment for their disease which would then decrease the number of people that died due to unknown diseases. Also, the number of methods for fertility treatment has increased along with the advanced medical discovery. Couples that suffers from infertility can get fertility treatment in any hospital so that they can conceive. Although infertility rate has increased, due to the vast methods of fertility treatment, getting pregnant is not really an issue nowadays, only the financial capability of a couple and because of that, in many developed countries, more and more babies are being born every year. Thus, with the number of babies being born increasing while the number of people dying are lesser, the population would fluctuate according to the statistics which then result in higher prices of housing because more and more people need a house. If you would like to read on people are recommended to paint their house before selling, click here.

2 – Education

In the current generation, people have the means for higher education and they can afford it as well. Many people around the world are able to attend tertiary education because there are opportunities to do it and they can afford it, either through self-expense, loan or scholarship. The government also encourages the people to go for, at least, tertiary education and emphasis on the importance of education. As more and more people choose a higher education, they opt for jobs that are equivalent to their achievements and when that happens, less and less people would be working in the physical labour industry which does not pay that well. Thus, there are shrinking of sectors like the construction sector which helps build houses so it is inevitable that the houses prices would increase.

3 – Scarcity

As mentioned above, as the construction sector starts to shrink, there are less people that would build houses and because of that, there is scarcity in the number of houses compared to the number of people that needs a house. Which is why many people now cannot afford to buy a house with a land and settle for an apartment. This is worse when someone lives in a city because it is more packed with little land to build land houses. This situation would get more worse in the upcoming years as the population keeps increases until it comes to a point where the younger generations can no longer experience the nature because of the tall building surrounding their landscape. Their lives would become detached from nature and they would grow closer to materialism. This would not be something that would reflect greatly on everyone because once we die, we cannot bring any worldly possessions with us.

Types of scuba diving

Scuba diving is an adventurous activity that anyone can do it. You just need to have the courage to do it and it will be an amazing experience that you will ever have in your life. As we all know that scuba diving is an activity where people go diving and explore many sea creatures that live at certain depths. If you are interested to try scuba diving, try to look up scuba diving islands Malaysia. But do you know that there are different types of scuba diving? In this article, we are going to talk about different types of scuba diving.

The first example is open water diving. Open water diving is the most common type of scuba diving that everyone can do where peoples or tourists dive at a certain depth for sightseeing under the water and to enjoy the view from there. It is also for the beginner diver that just starts to learn how to dive and get used to the underwater environment. For open water diving, they can dive up to 18 meters and not more than that. 

The next example is deep diving. Deep diving is for the adventurous divers that want to have an adventure during their diving sessions to explore more unexplored areas deep in the sea. It also is done by the researchers that want to do research about marine life or to discover a new species that habit in the deep sea area. Deep diving may become a bit of a risk because, at a certain depth, there might a strong current that divers cannot control themselves and end up being pushed by the current and might result in drowning or fatal.

The following example is drift diving. Drift diving is basically divers follow the flow of the water current and let the current to be as a transport for them to move under the water. This type of diving is the best when the divers don’t want to use their energy to move. But they have to know where the current will bring them to so the divers will not get driven so far away. Drift diving is used to explore different sea creatures that move at different types of current. Larger fishes will be found at the stronger current and smaller fishes will be found at the weaker current.

The last example is wreck diving. Wreck diving is one of the most popular types of diving where the divers go and dive to a shipwreck area and explore the shipwreck area. The reason to do wreck diving is the divers get to know the story that happens behind it. It may be a shipwreck that is from an important history of the world or it may be a shipwreck that is well known to the world like the Titanic. But, keep in mind to not take any artefacts or things that remain in the shipwreck area because it is illegal and it might get you into jail or even worse.

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In conclusion, scuba diving can be used for many things such as hobby, recreations or even for research purposes. Therefore, different types of scuba diving are used for different purposes. If you want to scuba diving for fun or to learn for scuba diving, go for the open water diving. If you want to dive for research or exploring, you can go for deep diving or any types of diving.

Benefits of electronic manufacturing in the automation industry

  The automation industry is a difficult and large subject surrounding areas roaming from easy control systems managing processes and appliances, through to manufacture digitalization. The advertised “smart-factory” and Industries 4.0. In a nutshell, the automation industry is taking the next stage above mechanization. It is about how to manage the control systems and machines to reinstate human physical and cognitive labor in the operating and engineering area. Merchandises and procedures that incorporate mechanics, hydraulics, pneumatics, plus electrical and electronic elements, can be utilized to operate a job before transmitted by the worker. These are merely some of the machines that occur to paving the direction for the following industrial uprising. Industries 4.0 a drive to revolutionize operating and engineering by blending the digital globe and that of production in industry to develop “excellence” operating installations. The phrase Industries 4.0, previously manipulated as a source in 2012 for a German government’s future projects. The automation industry is operated across a broad range of regions, from the automotive aerospace businesses.

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   Here, we will analyze some of the advantages of electronic operators. Laborers appear with an intrinsic edge of missteps. Meanwhile, machines cannot be verified with proof to fail, they are less likely to make defects. For example, devices do not get exhausted or diverted to emotional dilemmas. A machine cannot be related to human expertise and abilities but when it reaches the repetitive task, it can obtain extra performances and also specifically. Hence, automation is naturally operated in systems where a high extent of precision is required. 

   Then, the automation industry has improved the quality of the product. It attends that if the fundamentals of the manufactured electronics procedures can be transmitted instantly, then additional time can be assigned to its difficulties. With the main difficulty enclosed, automation frees up the extra duration to concentrate other elements such as the finishing sights. This outcome naturally produces better quality products like the Omron universal serial bus controller in Malaysia. Similarly to more possibilities to customizations. A lot of customers are asking for personalized and customized merchandise to satisfy the desire of their specific demands. Hence, producers need to be able to fulfill these needs without sacrificing money, in regards to embracing a strict attitude and safety principles. “Small factories” will allow the producers to boost flexibility in output. 

   Contrary to the surroundings of the automation, producers with their fingers on the pulse stand to invent new income flows through the advancement and labor of a vast expanse of new commodities and networks. Mainly, the fundamental concerns of industrial automation were bettering productivity and reducing expenses while the producing process, but now the stress is shifting directly to changing the quality, with extra agile ration lines and adjustable compositions of a product. The automation industry allows producers and manufacturers to become the announcer of paths. Eventually,  it paves the way for better quality merchandises that thrust the limitations and the chances will seem infinite. There are also some other products, such as best moxa switch Malaysia.

   In conclusion, even so, industrial automation has a lot of bad feedbacks for it diminishes job opportunities for people, but with its presence, it also eases the process in manufacturing.